Marlene Lundberg has twenty years of experience in the financial industry, seventeen as a corporate credit analyst at the NAIC (National Association of Insurance Commissioners) and three as an equity analyst at Value Line Investment Survey. Prior to that, she spent five years teaching English language and literature at the secondary and university levels.
As a Senior Credit and Regulatory Analyst at National Association of Insurance Commissioners, Marlene's expertise was in the Chemicals and Pharmaceuticals Industries, providing initial corporate credit review and annual updates of private bonds and equities, and dealing with various international accounting standards, including those of Japan, India, and several European systems. Additionally, charged with determining NAIC-classification as to equity or debt, she performed in-depth analyses of many highly-complex structures, including hybrid preferred and other unusual financing vehicles with multiple layers of convertible subordinate issues and/or preferred equities. Over the years, she also managed several associate analysts, creating a training manual and teaching them corporate credit and financial statement analysis.
Marlene has a B.A., M.A., and Ph.D. in English language and literature from Indiana University, Bloomington (1981). Later, as part of her transition from college teaching to the business world, Marlene completed the Careers in Business Program at N.Y.U. Graduate School of Business Administration, 1984, which included intensive course work in accounting, statistics, economics, marketing, and corporate strategy. She also completed M.B.A. course work in statistics, calculus, and economics. She has reading knowledge of French, German, and Latin.